LoanSouth Mortgage will help you every step of the way –from application to closing, we're here to make the process work for you. Whether you're ready to purchase a new home, or you're interested in increasing the value of your current property with home renovation, LoanSouth Mortgage gives you flexible options for your unique situation.
For more tips view our Mortgage Application Check List. To download a Hud Settlement Cost Booklet or CHARM Booklet, click here.
Your credit reports and credit scores are a major part of your mortgage application.
Most mortgage lenders will usually check all three of your credit scores–based upon data from Equifax‚ Experian‚ and TransUnion–and use the middle score to calculate your rates. A credit score over 650 will help you get good rates on your mortgage.