| FACTS? |
What Does BankSouth Mortgage Company, LLC Do With Your Personal Information? |
| Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some sharing but not all sharing. Federal Law also required us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand. |
| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number and income
- Credit history and assets
- Employment information and transaction or loss history
|
| How? |
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons BankSouth Mortgage Company, LLC chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information |
Does BankSouth Mortgage Company, LLC share? |
Can you limit sharing? |
For our everyday business purposes:
Such as to process your transactions, maintain your accounts(s), responds to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes:
To offer our products and services to you |
No |
We Don't Share |
| For joint marketing with other financial companies |
No |
We Don't Share |
| For our affiliates' everyday business purposes:
Information about your transactions and experiences |
No |
We Don't Share |
| For our affiliates' everyday business purposes:
Information about your credit worthiness |
No |
We Don't Share |
| For our affiliates' to market to you |
No |
We Don't Share |
| For non affiliates' to market to you |
No |
We Don't Share |
|
| To Limit our sharing |
- Call 678-551-7120
- Visit us online: www.loansouth.com or
- Mail the form below
Please Note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
|
| Questions? |
|
| Who We Are |
| Who is providing this notice?
|
BankSouth Mortgage Company, LLC
990 Hammond Drive, Suite 210
Atlanta, Ga. 30328
|
| What We Do |
| How Does BankSouth Mortgage Company, LLC protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Secured Website and software, secured building, password protected computers, locked offices, employee background checks and password protected emails when required. |
| How Does BankSouth Mortgage Company, LLC collect my personal information?
|
We collect your personal information, for example, when you
- Apply for a loan or provide employment information
- Tell us about your investment or retirement earnings or give us your contact information
- Give us your wage statements
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies |
| Why can't I limit all sharing? |
Federal law gives you the right to limit only:
- Sharing for affiliates' everyday business purposes - information about your credit worthiness
- Affiliates from using your information to market to you
- Sharing for non affiliates to market to you
State Laws and individual companies may give you additional rights to limit sharing. |
| Definitions |
| Affiliates |
Companies related by common ownership or control. They can be financial and non financial companies.
- Our Affiliates include companies with a name
|
| Non Affiliates |
Companies not related by common ownership or control. They can be financial and non financial companies.
- BankSouth Mortgage company, LLC does not share with non affiliates so they can market to you.
|
| Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- BankSouth Mortgage company, LLC does not jointly market.
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