Atlanta Mortgage
Mortgage Application Check List
Income
- Paycheck stubs for last four consecutive week period
- W2 forms - last two years
- If self employed: Federal tax returns for the last two years, signed, with all schedules attached
- Year-to-date Profit and Loss Statement prepared by an accountant
- Corporate returns for last two years (If applicable)
Assets
Copies of last three months' bank statements, including:- Savings
- Checking
- Money Market
- Mutual Funds
- Stocks
- Bonds
- IRAs
- 401(k), etc.
- Passbook account - copy of cover and all pages
Real Estate Owned
- Copy of coupon or statement from any lien holder
- Copy of most recent tax bill
- Copy of front page of homeowners insurance policy
- Copy of leases or Tenant At Will Agreements or federal tax returns including Schedule E showing rental income
Debt
- If there are balances - copy of most recent credit card statements
- If required to pay alimony or child support - copy of Divorce Decree or Separation Agreement
For Purchases
- Copy of check given to broker for deposit
- Copy of Purchase and Sale Agreement signed by all parties
Miscellaneous
- A check to cover the cost of the credit report and appraisal. Contact your Mortgage Representative for exact amount
- Photo ID and proof of Social Security number
- If you are not a citizen, a copy of the front and back of your green card or valid Visa
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- 990 Hammond Drive
- Suite 210
- Atlanta, Georgia 30328
- Toll Free: 866.780.3720
- Local: 678.551.7120
- Fax: 678.252.5597
BankSouth Mortgage Company, LLC. D/B/A LoanSouth Mortgage | NMLS #690971