Mortgage Application Check List

Income

Paycheck stubs for last four consecutive week period
W2 forms – last two years
If self employed: Federal tax returns for the last two years, signed, with all schedules attached
Year–to–date Profit and Loss Statement prepared by an accountant
Corporate returns for last two years (If applicable)

Assets

Copies of last three months' bank statements, including:

Savings
Checking
Money Market
Mutual Funds
Stocks
Bonds
IRAs
401(k), etc.
Passbook account – copy of cover and all pages

Real Estate Owned

Copy of coupon or statement from any lien holder
Copy of most recent tax bill
Copy of front page of homeowners insurance policy
Copy of leases or Tenant At Will Agreements or federal tax returns including Schedule E showing rental income

Debt

If there are balances – copy of most recent credit card statements
If required to pay alimony or child support – copy of Divorce Decree or Separation Agreement

For Purchases

Copy of check given to broker for deposit
Copy of Purchase and Sale Agreement signed by all parties

Miscellaneous

A check to cover the cost of the credit report and appraisal. Contact your Mortgage Representative for exact amount
Photo ID and proof of Social Security number
If you are not a citizen, a copy of the front and back of your green card or valid Visa

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990 Hammond Drive
Suite 210
Atlanta, Georgia 30328
Toll Free: 866.780.3720
Local: 678.551.7120
Fax: 678.252.5597

BankSouth Mortgage Company, LLC. D/B/A LoanSouth Mortgage | NMLS #688851

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